Whether for lifestyle needs, education or short-term commitments, we help you find personal loan options with clear repayment structures — so you can act confidently and manage your budget with ease.
Borrow what you need and repay via fixed monthly instalments over a defined tenure - no surprises.
Headline interest rates from as low as ~1.99% p.a. (though actual rates vary by profile).
With streamlined application, you can get funds quickly for urgent or planned uses.
From lifestyle upgrades, education expenses, to consolidating short-term debt - you decide the purpose.
Borrow from as low as S$500, based on your income and credit profile.
Rates from ~1.99% p.a., with clear and transparent fees.
Choose between 6 to 60 months to suit your budget.
Enjoy quick processing — even faster if you’re an existing customer.
Simple one-time processing fee and clear early repayment terms.
| Age Range | ~21 to 70 years old. |
| Minimum Income | For example S$20,000 for Singapore citizens/PRs in the reference offering. |
| Credit Card | Must hold a deposit account with the bank for disbursement (and often a Credit Card or Cashline account in the reference case). |
| Fees | Processing fee (~1% of loan amount or a set minimum), early termination fee in some cases (~S$250 in reference) and late payment fees as applicable. |
Your objectives,
budget, timeline.
Clear pros & cons for each bank
Aligned to your goals, not a bank’s.
Paperwork done right, status updates included.
We stay reachable if you need help later.
DBS Cashline in Singapore is more suitable for flexible instant cash, pay daily interest only on what you use, pay back anytime with no early termination fee. Meanwhile, DBS Personal Loan is a better option for a more structured fixed repayment and longer tenure.
You may borrow up to 6 times of your monthly income or S$30,000, whichever is lower. Please note that this is also subjected to approval based on your credit eligibility.
You may borrow up to 6 times of your monthly income or S$30,000, whichever is lower. Please note that this is also subjected to approval based on your credit eligibility.
You may borrow up to 6 times of your monthly income or S$30,000, whichever is lower. Please note that this is also subjected to approval based on your credit eligibility.
You may borrow up to 6 times of your monthly income or S$30,000, whichever is lower. Please note that this is also subjected to approval based on your credit eligibility.
