Privacy Policy

Privacy Policy for takeONE Loans Centre Pte Ltd. 

Last Updated: Jan 2026 

At takeONE Loans Centre Pte Ltd., a Singapore-based loan centre founded in 2006, we act as a neutral bridge between consumers and banks. We are committed to helping you make smart, sustainable financial choices regarding Renovation Loans, Personal Loans, and Home Loans. 

1. Information Collection and Use 

When you interact with our services, such as when you use the “Let’s Talk” feature to request a consultation, we may collect your contact information, including your phone number (+65 8222 0000) or email address (takeONE@takeONE.com.sg). 

We use the information provided to: 

• Study market trends and financial models to provide informed property decisions.
• Compare loan options across major banks to explain rates, fees, and total costs in plain English.
• Provide one-to-one guidance tailored to your specific case without call-centre scripts.
• Review bank rates and explain hidden charges to ensure the advice suits your budget and goals. 

Note: The sources do not explicitly list all types of personal data collected (such as NRIC, income documents, or credit history). You should independently verify the full extent of data collection required for loan processing under Singapore law. 

2. Disclosure to Third Parties 

As a bank-neutral advisor, we coordinate with various partners to facilitate your financial requests: 

• Banking Partners: We share necessary information with our preferred banking partners, such as DBS Bank, to check your eligibility for products like the 0% Interest-Free Payment Plan. Please be aware that eligibility, fees, and terms are set by the bank at their sole discretion.
• Interior Designers (ID): For renovation loans, we may coordinate with your Interior Designer or vendor to manage payments, disbursements, and schedules. 

3. Data Security and Professionalism 

We pride ourselves on providing unbiased, honest advice that is not influenced by bank commissions. We have maintained a reputation for consistent service and client trust since 2006. 

Note: Specific technical security measures (such as encryption standards or server locations) are not mentioned in the sources and should be verified independently. 

4. Your Rights and Contact Information 

If you have a quotation from a designer, need to refinance, or have questions about how we handle your information, you may reach out to us directly: 

• Phone: +65 8222 0000 

• Email: takeONE@takeONE.com.sg 

Note: Information regarding your rights under the Personal Data Protection Act (PDPA), such as data access or withdrawal of consent, is not detailed in the sources. You should consult a legal expert to ensure this policy fully complies with the most recent Singaporean regulations.